UK economy shrank in May Harsh personal guarantees will chill growth ambitions, warns FSB HMRC to fine crypto investors £300 for non-disclosure IHT on pensions most unpopular of Labour's tax increases HMRC criminal tax offence plan risks going too far, warns CIOT Pension reforms risk higher prices, fewer jobs and slower growth, FSB warns Business confidence rises in June More than 25% of UK businesses hit by cyber-attack in past year Individuals paying into Lifetime ISA 'could get less out than put in'