Chancellor must 'confront range of challenges' in Spending Review HMRC urges self assessment taxpayers to spread the cost Number of taxpayers caught in 60% 'tax trap' rises Public funds fraud cost taxpayers £81 billion No tax changes for online sellers Interest rates 'set to be higher for longer' Cyber-attacks cost UK businesses £44 billion in last five years Small businesses counting the cost of potholes Optimism amongst business leaders 'approaching Covid lows'