WEF states businesses must take action to combat climate change HMRC issues guidance on recognising phishing emails Average household debt higher now than during financial crisis, study suggests Data shows UK GDP shrank in November Research reveals significant number of UK businesses anticipate a recession in 2020 Self assessment deadline only three weeks away Employees 'losing five days a year' as result of travel disruption Government launches review into off-payroll working rules Chancellor announces post-Brexit Budget date Data reveals many taxpayers filed self assessment returns over festive period HMRC raises £5 billion from fraud investigations UK minimum wage gets largest ever raise